<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
<url>
  <loc>https://support.highnote.com/hc/en-us</loc>
  <lastmod>2026-03-11T18:21:20Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/22056398192781-Create-a-Highnote-account</loc>
  <lastmod>2024-06-12T18:11:54Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/22863905407117-Using-the-Highnote-dashboard</loc>
  <lastmod>2026-01-22T00:35:27Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/22866130366221-Create-a-card-product</loc>
  <lastmod>2025-10-02T23:42:03Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23088145988493-Why-are-my-dashboard-search-results-invalid</loc>
  <lastmod>2024-05-10T16:06:38Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23090196700173-Card-product-basics</loc>
  <lastmod>2025-10-02T23:42:03Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23092130928013-Manage-card-product-settings</loc>
  <lastmod>2025-10-02T23:42:03Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23092238308365-Can-I-change-my-card-product-s-name</loc>
  <lastmod>2025-10-02T23:42:03Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23092250150029-Why-am-I-missing-features-from-my-card-product-settings</loc>
  <lastmod>2025-10-02T23:42:03Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23092534552205-Account-holder-basics</loc>
  <lastmod>2024-08-22T16:45:18Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23098541781773-Create-business-account-holder</loc>
  <lastmod>2024-08-22T18:42:53Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23099037939085-Create-person-account-holder</loc>
  <lastmod>2025-02-06T21:06:41Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23099230255629-Create-authorized-users</loc>
  <lastmod>2025-02-06T21:06:39Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23100515149837-Manage-account-holders</loc>
  <lastmod>2024-09-03T22:31:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23100996169741-How-do-I-delete-duplicate-account-holders</loc>
  <lastmod>2024-03-14T17:38:15Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23101196641549-How-do-I-update-account-holder-details</loc>
  <lastmod>2024-09-03T22:34:11Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23258486562061-Financial-account-basics</loc>
  <lastmod>2024-08-22T17:00:45Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23258509416077-Open-an-application</loc>
  <lastmod>2024-09-04T18:38:25Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23258542580749-Payment-card-basics</loc>
  <lastmod>2024-07-08T19:06:06Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23258553979405-Issue-a-financial-account</loc>
  <lastmod>2024-07-26T18:58:00Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23268189872909-Issue-virtual-cards</loc>
  <lastmod>2025-02-14T23:20:51Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23298345569677-Order-physical-cards</loc>
  <lastmod>2025-09-18T22:58:26Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23300143685773-Card-order-fulfillment-and-shipping</loc>
  <lastmod>2024-08-22T17:00:45Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23304098102797-Can-I-reactivate-a-closed-payment-card</loc>
  <lastmod>2025-02-14T21:25:10Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23304121889037-Can-I-cancel-a-card-order</loc>
  <lastmod>2024-06-12T22:56:04Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23304142633613-How-do-I-edit-a-card-order</loc>
  <lastmod>2024-06-12T17:54:29Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23304807620749-Manage-payment-cards</loc>
  <lastmod>2025-02-14T23:20:45Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23305971456653-Transaction-basics</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23332256167949-Highnote-ledgers</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23332596420365-Configure-spend-rules</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23336887234573-Configure-velocity-controls</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23465964225805-Collaborative-authorization</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23466535831309-Transfer-basics</loc>
  <lastmod>2025-12-24T17:58:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23466548041997-Connect-external-accounts</loc>
  <lastmod>2025-12-24T17:58:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23466551898381-Add-funds-to-a-financial-account</loc>
  <lastmod>2025-12-24T17:58:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23466697008141-Transfer-funds-out-of-Highnote</loc>
  <lastmod>2025-12-24T17:58:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23466712016397-Reporting-basics</loc>
  <lastmod>2025-04-21T22:02:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23466749074829-Generate-a-report</loc>
  <lastmod>2024-06-12T22:37:00Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23466753557645-Manage-organization</loc>
  <lastmod>2024-09-04T19:04:00Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23466802491533-Dashboard-roles-and-permissions</loc>
  <lastmod>2025-09-15T18:03:10Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23466897066893-Manage-developers</loc>
  <lastmod>2024-09-04T19:05:43Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23467059948941-Platform-terms</loc>
  <lastmod>2025-12-10T01:43:35Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23467085156109-Issuing-terms</loc>
  <lastmod>2024-05-03T21:56:38Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23494523655821-Highnote-basics</loc>
  <lastmod>2024-05-10T16:07:56Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23497914396429-On-demand-funding</loc>
  <lastmod>2024-06-12T21:23:43Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23497926333453-Collaborative-application-decisioning</loc>
  <lastmod>2024-09-04T17:33:00Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23498038387725-Card-product-balance</loc>
  <lastmod>2025-10-02T23:42:03Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23531992695181-Glossary-basics</loc>
  <lastmod>2024-05-03T21:54:30Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23665317145741-Manage-notifications</loc>
  <lastmod>2024-07-22T20:58:43Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23665319999629-Monitor-events</loc>
  <lastmod>2024-06-12T18:11:05Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23672249405837-Fee-schedules</loc>
  <lastmod>2025-10-02T23:42:03Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23879038566925-Provision-digital-wallets</loc>
  <lastmod>2024-06-12T18:04:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23881205737357-Can-account-holders-deposit-checks-at-ATMs</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23881281932301-Do-ATM-fees-apply-to-declined-withdrawal-transactions</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23881299124877-Why-is-there-a-20-hold-on-an-authorization</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23881563874829-What-if-an-account-holder-s-bank-is-not-supported-by-Plaid-or-Finicity</loc>
  <lastmod>2025-12-24T17:58:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23881568823053-Can-I-edit-or-expedite-an-existing-ACH-transfer</loc>
  <lastmod>2025-12-24T17:58:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23881720040333-Troubleshooting-secure-deposit-returns</loc>
  <lastmod>2025-12-24T17:58:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/23881881868941-Troubleshooting-missing-ACH-transfers</loc>
  <lastmod>2025-12-24T17:58:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/24068164620429-Simulate-transactions</loc>
  <lastmod>2025-12-20T16:02:52Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/24897383557901-Transaction-processing-types</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/25039861587469-Troubleshooting-incorrect-application-details</loc>
  <lastmod>2024-07-26T18:58:00Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/25045530281229-Summary-metrics</loc>
  <lastmod>2024-08-22T12:38:14Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/25402062160781-Troubleshooting-invalid-external-bank-account-information</loc>
  <lastmod>2025-12-24T17:58:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/26624285304717-How-do-I-find-a-request-ID-on-the-dashboard</loc>
  <lastmod>2024-08-22T17:00:45Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/26780488723725-Troubleshooting-reversal-events-for-declined-authorizations</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/26876702403981-Rewards-basics</loc>
  <lastmod>2024-07-03T19:15:03Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/26876724071565-Create-a-rewards-program</loc>
  <lastmod>2024-07-03T19:21:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/26876741499789-Redeem-rewards</loc>
  <lastmod>2024-07-03T20:18:59Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/28127332635917-Close-a-financial-account</loc>
  <lastmod>2024-08-22T09:28:38Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/28743169495053-Simulate-fraud-alerts-and-credit-report-freezes</loc>
  <lastmod>2024-07-26T18:58:06Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/31437056520333-Design-a-periodic-credit-statement</loc>
  <lastmod>2025-10-02T23:42:03Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/35574744338573-Check-payment-FAQ</loc>
  <lastmod>2025-12-24T17:58:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/36403730976013-Disputes-and-chargebacks</loc>
  <lastmod>2025-09-16T19:08:16Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/38305950999053-Virtual-Card-Express</loc>
  <lastmod>2026-03-11T18:21:20Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/39620733074061-3-D-Secure-Authentication</loc>
  <lastmod>2025-09-19T18:58:17Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/articles/42192273972621-ACH-transfer-details</loc>
  <lastmod>2025-12-24T18:17:14Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/22056357756045-Get-started-with-Highnote</loc>
  <lastmod>2026-01-22T00:35:27Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/22865814709517-Card-products</loc>
  <lastmod>2026-03-11T18:21:20Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/22865870277901-Account-holders</loc>
  <lastmod>2025-02-06T21:06:41Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/22865873907341-Financial-accounts</loc>
  <lastmod>2024-09-04T18:38:25Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/22865905260045-Payment-cards</loc>
  <lastmod>2025-09-18T22:58:26Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/22865945282829-Transactions</loc>
  <lastmod>2025-12-20T16:02:52Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/22865947175565-Move-Money</loc>
  <lastmod>2025-12-24T18:17:14Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/22865948470925-Reports-and-data</loc>
  <lastmod>2025-04-21T22:02:13Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/22865971564813-Organization-settings</loc>
  <lastmod>2025-09-15T18:03:10Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/23467044179597-Highnote-glossary</loc>
  <lastmod>2025-12-10T01:43:35Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/sections/26876657797133-Rewards</loc>
  <lastmod>2024-07-03T20:18:59Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/categories/21762891610893-Get-started</loc>
  <lastmod>2026-01-22T00:35:27Z</lastmod>
</url>
<url>
  <loc>https://support.highnote.com/hc/en-us/categories/22584176310157-Issuing</loc>
  <lastmod>2026-03-11T18:21:20Z</lastmod>
</url>
</urlset>
